How To Change, Merge, Pfer And Cancel Bank Accounts?

(1)

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If an account unit needs to change its financial seal, financial officer seal or cashier's seal for personnel changes or other reasons, it shall fill in the "application for replacement seal" and issue relevant certificates. After the bank has examined and approved the agreement, it will complete the seal card again and cancel the original reserved seal card.

The unit needs to change its account name for some reasons, and the official correspondence approved by the higher authorities should be submitted to the bank. Business units and individual businesses need to submit a new license registered by the administrative department for Industry and commerce. After the bank has checked and verified, the name of the account will be changed, or the original account will be revoked and the new account will be re established.

(2) revocation and consolidation of accounts.

For reasons such as institutional adjustment, merger, cancellation and suspension of business, all units that need to cancel or merge their accounts should apply to the bank.

The balance is settled and all interest is settled. After checking all the documents correctly, the balance is drawn up from the withdrawal certificates. At the same time, all the important blank certificates that have not been exhausted are handed over to the bank for cancellation, and then the cancellation and merger procedures can be processed.

All the problems arising from the cancellation of the account unit's failure to return the blank certificate shall be borne by the revoking unit itself.

(3) pfer account.

Office or office.

When moving, you should go to the bank to handle the pfer account.

If you move in and out in the same city, you can issue a new certificate by moving the voucher to the immigration bank. Relocation of other places should resume the procedures of opening accounts to the immigration bank according to the regulations.

In the process of relocation, if the original bank is required to retain the original account temporarily, if necessary, the original account bank should be returned to the original bank within one month after the relocation has been resumed locally.

Original account.

In addition, in accordance with the regulations, accounts receipts which have not been receivable for more than one year have been recorded. The Bank of accounts, after investigation, believes that the account does not need to continue to reserve, and it can notify the unit to go to the bank to handle the sales formalities, and the account must be dealt with within one month after the notification is opened.

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In accordance with the "bank account management method", an account opening unit must handle the capital receipt and payment through a bank account.

(1) earnestly implement the state's policies and decrees, and abide by the provisions of the bank on credit, settlement and cash management.

When a bank checks a unit account, it must provide relevant information about the usage of the account.

(2) an account opened by a bank is only for the capital within the business scope of the unit, and is not allowed to be leased, lent or pferred to other units or individuals.

(3) all kinds of payment vouchers must be truthfully filled out the source or purpose of the money. They must not make excuses or cheat. They must not cash in or purchase goods, and strictly prohibit the use of accounts for illegal activities.

(4) each unit must have sufficient funds to guarantee payment in the bank's account, and it is not allowed to issue short certificates and long-term payment vouchers.

(5) timely and correctly record bank accounts and check the bills sent to the bank in time, and find that they do not conform to them, and check them clearly as soon as possible.