Fujian Changle Textile Industry Credit Gets Financing Support From CCB

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Changle, one of the birthplaces of the provincial private economy, has a large number of small and medium-sized enterprises.

The industry is flourishing.

It is known that it is not productive.

Changle, which owns 100 billion output value of textile industry, and Changle branch of China Construction Bank are innovating in a multi pronged way.

New ways help small and micro enterprises ease financing difficulties.

Fuzhou Xianglong Textile Co., Ltd. mainly produces cotton yarn, because the difference between the domestic and foreign prices of cotton is large, and the company still has some raw materials imported from abroad, so it is more dependent on the support of international financial business.

The Changle branch of CCB not only provides financial support, but also tailor tailored international financial services.

"In view of long-term import demand, CCB provides services such as opening letters of credit, discounting and other services, and suggests using internal and external loans and cross-border RMB business to effectively reduce financing costs."

Li Jiadong, client manager of Changle branch of CCB.

Up to now, the total amount of financing of Xianglong textile has reached 660 million yuan.

CCB also has another way to bring new incremental funding to enterprises.

In recent years, the Changle branch of the Construction Bank has continuously promoted the issuance of enterprise asset return financial products, striving for the capital of the CCB's head office's financial management pool, and has successfully managed to distribute more than 2 billion 200 million yuan of financial products for Heng nylon technology, Jinjiang science and technology, Xianglong textile and other enterprises.

At the same time, CCB actively cooperated with Jianxin leasing company, and introduced a special finance lease fund of 997 million yuan.

Chen Min, governor of Changle branch of China Construction Bank, said that the textile industry belonged to traditional industries. The leasing company just started to be more cautious about developing financial leasing business in Changle.

At present, the financial leasing business in Changle is in the forefront of the construction bank system.

These two modes do not take up credit capital, which brings incremental funds to the additional enterprises.

In fact, sincere management and deep tillage can achieve win-win results.

Data show that as of the end of 6 this year, the bank's credit balance in Changle was nearly 8 billion yuan, and the credit balance of textile industry accounted for the highest proportion, but the bank has maintained non-performing loans for many years.